American Auto Insurance

American Auto Insurance

Prices of American auto insurance vary from one provider to the next, so money can be saved by shopping around.  You can call American auto insurance companies directly or access much of the information online.  Each State’s insurance department may also provide comparisons of prices charged by major American auto insurance providers.
American auto insurance [...]

The Benefits of No-Fault Auto Insurance Called Into Question

The Insurance Journal reports that no-fault insurance has become less popular as a way to keep court costs down as well as insurance premiums.
In fact, according to a study issued by the RAND Corporation, “While no-fault insurance was intended to lower the cost of compensating people involved in automobile accidents by taking most cases out [...]

Lowering Rates For Young Drivers

One of the biggest challenges young drivers face is finding and obtaining auto insurance.  Young drivers are a risky group to insure so young drivers will undoubtedly pay higher rates.  But there are some things you can do to ensure you are getting the best rate possible.
Here are a few things you can do [...]

Cutting The Cost of American Auto Insurance

Increasing your insurance deductible is one of the most common ways to decrease the premiums on you auto insurance.  But this is not the only way to cut the cost of your car policy.  Another way you can save on auto insurance is by eliminating collision/comprehensive coverage on vehicles that are old and are paid [...]

Saving Summary

Quick Summary of Ways to Save On Your Auto Insurance Policy

Elect to accept a higher insurance deductable
Drop Collision and Comprehensive insurance coverage for one or more vehicles
Check on discounts for having multiple policies with the same insurance company
Maintain a good credit record (seems strange but it’s true)
Low mileage discounts
Check with your employer if they have [...]

The Perils of Going Uninsured

Unfortunately when the economy goes bad it can increase the risk of uninsured motorist for everyone.  In Washington State it was found that in the first three months of 2009 the number of tickets writting for lack of insurance increased by 10%.  Thats ten percent in just 3 months!
Is it really a savings?
If you drive [...]

3 Major Life Events That Will Impact Your Auto Coverage

Auto coverage not only varies from state to state and company to company, other things can affect your coverage as well, such as changes in your life.  Three major life events impact your auto coverage. Number one is marriage.  Number two is a change in marital status such as divorce or widowhood.  Number three is [...]

Auto Insurance Problems for Non-Citizens

Here is a real predicament for State’s that have a lot of illegal immigrants that have a need for American auto insurance:
In the past the Texas Department of Public Safety has renewed licenses of non-citizens without checking to see if their original visa had expired.  Department officials say they do not know how many non-citizens [...]

Insurance Companies Encouraging Fuel Economy

With the increase in fuel prices and the apparent instability in the market even auto insurance companies are getting in the act when it comes to designing and building more fuel efficient cars.  With the way American auto makers have been dragging their feet when it comes to improving fuel economy and producing a wider [...]